NICL Administrative Officer AO Preliminary 2026 Mock Test 4 – Free Online Practice Test

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Pre­pare for the NICL Admin­is­tra­tive Offi­cer (AO) Pre­lim­i­nary Exam­i­na­tion 2026 with Mock Test 4, a free online prac­tice test con­tain­ing 20 objec­tive ques­tions.

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This prac­tice set cov­ers impor­tant areas such as Eng­lish Lan­guage, Rea­son­ing Abil­i­ty and Quan­ti­ta­tive Apti­tude. Reg­u­lar­ly attempt­ing NICL AO mock tests can help can­di­dates improve their cal­cu­la­tion speed, log­i­cal think­ing, accu­ra­cy and time-man­age­ment skills before the examination.

The ques­tions in this mock test are orig­i­nal prac­tice ques­tions pre­pared for exam prepa­ra­tion and are not offi­cial NICL ques­tions. Can­di­dates should also check the lat­est offi­cial noti­fi­ca­tion and syl­labus for the applic­a­ble exam­i­na­tion pattern.

NICL AO Preliminary 2026 Mock Test 4

NICL Administrative Officer AO Preliminary 2026 Mock Test – 4

NICL AO 2026 Free Online Prac­tice Test – Mock Test 4 
Mock Test Instructions:
• Total Ques­tions: 20
• Ques­tions cov­er Eng­lish Lan­guage, Rea­son­ing Abil­i­ty and Quan­ti­ta­tive Aptitude.
• Cor­rect Answer: +1 Mark
• Wrong Answer: ‑0.25 Mark
• Unat­tempt­ed: 0 Mark
• Click Sub­mit Test to cal­cu­late your score and view explanations. 

1. Choose the word that is most similar in meaning to “Prudent”.

Expla­na­tion: Pru­dent means wise, care­ful and sen­si­ble in mak­ing decisions. 

2. Choose the correct word to complete the sentence: “Neither the manager nor the employees ___ willing to accept the proposal.”

Expla­na­tion: With “neither…nor”, the verb agrees with the sub­ject near­er to it. “Employ­ees” is plur­al, so “were” is correct. 

3. Identify the correctly spelt word.

Expla­na­tion: The cor­rect spelling is “Accom­mo­da­tion”.

4. Choose the antonym of “Scarce”.

Expla­na­tion: Scarce means avail­able in small quan­ti­ties. Abun­dant means avail­able in large quantities. 

5. Select the correct passive voice: “The committee approved the proposal.”

Expla­na­tion: The sim­ple past active voice changes to sim­ple past pas­sive: “The pro­pos­al was approved by the committee.” 

6. If P is the brother of Q, Q is the sister of R, and R is the father of S, how is P related to S?

Expla­na­tion: Q and R are sib­lings. P is Q’s broth­er, so P is also R’s broth­er. Since R is S’s father, P is S’s uncle. 

7. Find the next number in the series: 4, 9, 16, 25, 36, ?

Expla­na­tion: The num­bers are con­sec­u­tive squares: 2², 3², 4², 5², 6². There­fore the next num­ber is 7² = 49. 

8. If BANK is coded as CBOL, how will LOAN be coded using the same pattern?

Expla­na­tion: Each let­ter is moved one posi­tion for­ward in the alpha­bet: L→M, O→P, A→B, N→O. There­fore, LOAN becomes MPBO. 

9. A person walks 6 km east, turns left and walks 4 km, then turns left and walks 6 km. In which direction is the person from the starting point?

Expla­na­tion: The per­son moves east 6 km, north 4 km and west 6 km. The east-west move­ments can­cel, leav­ing the per­son 4 km north of the start­ing point. 

10. In a row of 35 students, Rahul is 12th from the left. What is his position from the right?

Expla­na­tion: Posi­tion from right = Total stu­dents − Posi­tion from left + 1 = 35 − 12 + 1 = 24. 

11. If 20% of a number is 80, what is the number?

Expla­na­tion: 20% of x = 80, so x = 80 × 100 / 20 = 400. 

12. The ratio of two numbers is 3 : 5 and their sum is 64. What is the larger number?

Expla­na­tion: Total parts = 3 + 5 = 8. One part = 64/8 = 8. Larg­er num­ber = 5 × 8 = 40. 

13. A shopkeeper buys an article for ₹1,200 and sells it for ₹1,380. What is the profit percentage?

Expla­na­tion: Prof­it = ₹1,380 − ₹1,200 = ₹180. Prof­it per­cent­age = 180/1200 × 100 = 15%. 

14. The average of five numbers is 28. If four of the numbers are 20, 25, 30 and 35, what is the fifth number?

Expla­na­tion: Total sum = 28 × 5 = 140. Sum of four num­bers = 110. Fifth num­ber = 140 − 110 = 30. 

15. A train covers 240 km in 4 hours. What is its average speed?

Expla­na­tion: Speed = Dis­tance ÷ Time = 240 ÷ 4 = 60 km/h.

16. Find the simple interest on ₹4,000 at 5% per annum for 3 years.

Expla­na­tion: SI = P × R × T / 100 = 4000 × 5 × 3 / 100 = ₹600.

17. A sum of ₹2,000 is invested at 10% simple interest per annum for 2 years. What is the total amount?

Expla­na­tion: SI = 2000 × 10 × 2 / 100 = ₹400. Amount = ₹2,000 + ₹400 = ₹2,400.

18. If 3x + 7 = 28, what is the value of x?

Expla­na­tion: 3x + 7 = 28 → 3x = 21 → x = 7. 

19. A can complete a work in 12 days and B can complete the same work in 18 days. In how many days can they complete it together?

Expla­na­tion: Com­bined work rate = 1/12 + 1/18 = 5/36. There­fore, time = 36/5 = 7.2 days. 

20. A number is increased by 20% and then decreased by 20%. What is the net percentage change?

Expla­na­tion: Assume the num­ber is 100. After a 20% increase it becomes 120. A 20% decrease on 120 gives 96. There­fore, the net change is a 4% decrease. 
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After com­plet­ing NICL AO Pre­lim­i­nary Mock Test 4, check your score and care­ful­ly review the expla­na­tions for ques­tions you answered incor­rect­ly. Focus on improv­ing weak­er areas and con­tin­ue prac­tic­ing Eng­lish, Rea­son­ing and Quan­ti­ta­tive Apti­tude through addi­tion­al mock tests.

For more NICL AO mock tests, bank­ing and insur­ance exam prac­tice sets, impor­tant ques­tions and com­pet­i­tive-exam prepa­ra­tion mate­r­i­al, vis­it TillExam.com.

You can also prac­tice con­ve­nient­ly on the TillEx­am App.

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